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POPSHow long before that debt falls off my credit report? More: Child support judgments: 7 years from date judgement is filed. Small claims and civil judgments: 7 years from date judgement is filed. Liens: 15 years for unpaid tax liens. 7 years for paid liens. Hard credit inquiries: 2 years. Paid positive accounts: 10 years. Positive open credit information: forever.
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POPSCredit Card Charges - What They Dont Tell You Credit cards can be an easy way of spreading the cost of purchases as in the case with payday loans. However, it's important to be aware of some of the main 'hidden costs' involved with credit cards.
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POPSThe Next Card to Fall: Credit Cards? If the credit card industry is the next to fall, perhaps the silver lining will be restrictions on how much they can charge customers interest. As it is, current credit card interest rates, especially for those who fall behind in their payments, constitute usury.
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POPSHouse Of Cards "Signing up a new credit card customer: $58. Buying off Congress: $8.5 million. Keeping Americans in hock for life: priceless."
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POPSVIP TUNE RIP-OFF- It's real it happened to me!
It's true. Yesterday, I received a credit card statement on a card that I had paid off. On it, there was a charge for 29.99 on July 10th, from a company called VIP TUNE from Limassol... I knew, I didn't charge anything like that and also knew, no one in my family had either. (actually I had cut that card up 3 months ago)... Upon calling the bank who issued the card... they acted dumb...like they knew nothing about it...somewhere though, between their words it seemed THEY KNEW ALL ABOUT IT BUT STILL REPUDIATED IT... Finally the conversation culminated with WE WILL SEND YOU OUT A FEDERAL REGULATION E FORM. They also said they will close the account and issue a new number and card... I KNOWED they KNOWED about this fraud. Now, I just have to wait until the form comes in and hopefully it will be resolved. Wanted to alert all about this new rip-off so everyone will check their bank statements closely. Go to: http://www.ripoffreport.com/reports/0/261/RipOff0261334.htm to read more about it.
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POPSCredit Card Buyer Beware Amazing how some people don't understand that one very good, and much needed job of the government is to establish laws that protect us from this sort of greedy corporate practice. Too many people just keep repeating that same old Reagan quote.....the best government is a small government, or something like that..... as if all these corporate entities are going to do what is best for us. They think that when it comes to money, the banks are going to do something that will lessen their profits. How stupid!
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POPSTHERE OUGHT TO BE A LAW!! Yes, finally there is a Democratic Congress which is trying to curb the interest rates charged on credit card debts, whereas the previous Republican Congress had years to do something to help the people. However, not everyone can take their interest rate grievances to Congress. Therefore, they should make a law to stop this "legal theft" by Chase Manhattan Bank, CitiBank, and many other banks. They have become tantamount to loan sharks. Please write your congressman/congresswoman and tell them, "there ought to be a law!", now while the Democrats still have the power. For years the banking industry has been paying by way of campaign money to the Republicans to keep these usurious interest rates legal and in practice. Will they start "paying off" the Democrats too now? I hope not. If you have a credit card and are concerned about climbing interest rates on loans and late fees, please let your congressional representative know. Thanks.
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POPSBanks gone Wild It's easy to jump to conclusions that everyone must be a "deadbeat". But reality is much more complex.
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POPSFloam scam This is just the most detailed of many reports of shady business practices related to "Floam", a product marketed to kids as a fun modeling compound. Is this a phishing scam or is RoseArt really at fault here?
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