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POPSEl Cajon Title Loans How does the payment work at El Cajon Title Loans? Think of your payment as a combination of both interest and the principal loan amount. At first, there is more of your payment going to interest and little to the loan amount and as time goes forward, more goes to the loan amount and less to interest. How long do you write the title loans in El Cajon for? When we put the loan together we will write it (depending on the loan amount) for either 2 or 3 years. You can pay it back at anytime and there is no prepayment penalty to do so. How would I make payments to El Cajon Title Loans if you guys are on the internet? We have a physical location and if you are in the area, you can drop on by to make your payment. Otherwise you can mail it to us or log on to a special site for customers to see your account and make online payments. Do you do car title loans in El Cajon on motorcycles? Sorry, no. We also do not do boats or RV's.