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POPSHealth Bill Creates A Massive Cash Crunch, Then Bankrupts Many Insurers
Insurers are not allowed to take into account differential risks based on pre-existing conditions. And the premium differentials based on such matters as age and tobacco use are smaller than the market spreads. If too many customers demand coverage from a given insurer to insure efficiently, it's the government that will decide how many they have to keep and who they are. Next, it's the government that requires extensive coverage including "ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance abuse disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventive and wellness services and chronic disease management, pediatric services, including oral and vision care." The price squeeze gets even tighter because in every required area of care a collection of government standards will help set the minimum level of required services.
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POPSSign the National Petition Opposing State-Run Healthcare LAST HAND-DELIVERY TO BEGIN MONDAY 12/21. Petitions for our LAST DELIVERY BEFORE THE OBAMACARE VOTE must be signed by MIDNIGHT SUNDAY NIGHT to be included. Your petition will be HAND-DELIVERED to your two U.S. Senators’ D.C. Offices. Hand-delivery process for this volume of petitions takes app. 2-3 business days. You will be notified when this hand-delivery is completed. White House pressure to pass the government-run healthcare plan has never been more intense as Senate Majority Leader Harry Reid uses whatever political tricks he can to capture enough votes to pass a bill that no one has actually seen and is expected to cost Americans more than $2.5 trillion through steep tax increases. Under the plan even if you enjoy your coverage, you may not be able to keep it. In fact, government bureaucrats will have the power to dictate the kind of health coverage Americans must purchase and what benefits they can receive.
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POPSSenate GOP Does “Masterful” Job in Derailing ObamaCare! On the same day that President Obama gathered a handful of business leaders at the White House for a phony “jobs summit” (how many jobs were created? ZERO!) Senate GOP leaders held their own jobs meeting to highlight the negative employment aspects of Obamacare. Big News: Top Medicare Official Declares Dem Plan Will RAISE Costs! Obama and the Democrats have long insisted that their plan would lower the “cost curve” for health costs and insurance. In November the Congressional Budget Office said that individual insurance premiums will rise an additional 10% under the Democrat plan . Last week, the chief actuary at the Centers for Medicare and Medicaid Services, part of the Health and Human Services Dept., declared that under the Dem plan health care costs would increase by $234 billion more than if no plan were enacted. Plus, many hospitals which are already on a financial knife’s edge would be pushed firmly into the red.
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POPSThis is what happens when politicians go from idealism to survivalism ftp - Openness and honesty were killing their health-care plans, so Democrats took it entirely behind closed doors. The only way to provide health care for all Americans, they promised us, was if the government went into the insurance business. Now they say states can opt out or opt in. Or you can join Medicare. Or, some people can join Medicare. "Anything!" they are saying. "We just need a victory!" This is what happens when politicians go from idealism to survivalism. They no longer care what they promised voters. They don't care what the public wants. And they don't care about what is right. All they care about is a victory so that they can claim to have accomplished something.
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POPSReid's life-raft is deflating Of course, these come as no surprise to Nevadans & we’re sure to see many more between now & the 2010 election. The question is how deep the lifeboat holding Nevada’s “representative” will sink… According to that same LVRJ poll set, a whopping 53% of Nevadans polled do not support the health reform legislation Mr. Reid has proposed & supports. Only 39% of Nevadans are in favor, demonstrating a pretty significant drop in approval numbers since October when the split was 49% -40%. So why, Senator Reid, do you continue to tout this bill (constantly in decline) as the Insurance of a Lifetime? Are you a representative of Nevada’s people or do you just work for the “Big Guy?” Errr, wait—the ultra-Liberal left is always for the “forgotten man.” Point noted.
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POPSThe Bill Is Enough To Make You Sick "Instead, it's a snapshot of a healthcare system gone mad, in which doctors are discouraged, hospitals go out of business and costs are inflated in a shell game between health insurance companies and medical service providers, while the patients who pay their bills get shafted."
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POPSThe Cost Of This Imperative Will Be Paid For In Lost Freedoms
This bitter pill might be easier to swallow if the new left was at least honest in admitting that the cost of seeing this imperative through will be paid for in freedoms. These new Knights Templar have defended their cause with constant references to affordability and yet under their plan what is affordable ceases to be a subjective measure that each man can make for himself according to his individual needs and priorities. Rather it becomes an objective measure defined by the new “Commissioner of Health Choices.” Every American will be forced to purchase an insurance policy. The government will decide what benefits those policies must include. Even if you are happy with your current insurance plan you will have to switch to a policy that includes the government mandated benefits even if you don’t want them, will never use them and their inclusion will increase the price you pay for coverage. And suppose you decide for whatever reason that you are simply not going to pay? .....
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POPSThe Lords of Entitlement They WILL subjugate us. They do not represent us; they have, indeed, become our "lords". We work for Washington. The American people have entered a new era of serfdom and slavery. The action in the Senate on this bill and the 2010 elections are our last hopes.
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POPSUnicare canceling all health insurance policies in Texas The nation's largest health insurer is withdrawing its Unicare health plans business from the Texas market by the end of the year, leaving more than 260,000 customers an option for coverage though there is no guarantee the price will be the same. Blue Cross of Texas has agreed to take over all the plans at a higher rate than what the same would be if you were to re-apply. Blue Cross Blue Shield of Texas will not let you re-apply for a lower rate and are forcing you to take this deal. Many of my clients are getting a better deal with other Texas Company's.So if no one is shopping your options for you call Scott Thiltgen Health Insurance Broker to get your best options. 512-260-0856.
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POPSBarbara Ehrenreich: The Swine Flu Vaccine Screw-up More: According to Health and Human Services Secretary Kathleen Sebelius, the government was misled by these companies, which failed to report manufacturing delays as they arose. Her department, she says, was "relying on the manufacturers to give us their numbers, and as soon as we got numbers we put them out to the public. It does appear now that those numbers were overly rosy." If, in fact, there's a political parable here, it's about Big Government's sweetly trusting reliance on Big Business to safeguard the public health: Let the private insurance companies manage health financing; let profit-making hospital chains deliver health care; let Big Pharma provide safe and affordable medications. As it happens, though, all these entities have a priority that regularly overrides the public's health, and that is, of course, profit…
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POPS Uncle Sam’s Collections Continue Their Steep Drop It is ironic to say the least that Congress and the Obama administration are glorifying the idea of a “public option” that would ultimately lead to government-run health care while Treasury receipts continue to shrink. If the private health insurance market disappears, so will its taxes. To name just one example, Aetna’s recorded income tax expense on its financial statements for 2005-2008 (including state and local taxes) averaged roughly $900 million per year. Put the company’s health insurance segment out of business, and a large portion of those taxes would stop coming in, digging the country’s and various states’ debt holes that much deeper. The establishment press has paid very little attention to fiscal 2009’s drop of 19.5% in receipts from economic activity, so I expect similar treatment of October’s continuation of the trend. It would appear that they don’t want any unsettling news getting in the way of the statist agenda.
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POPSU.S. Health Insurance Price Fixing!
Like the bank scams on Wall St. and elsewhere much of it happen when lawmakers, like George Bush especially, removed rules and regulations that allowed banks to sell products that had no real value or sell default insurance when they didn't have the cash to pay off. Like a lot of politics it's not Left vs. Right -- it's the SuperRich exploiting the taxpayers and middle classes and getting special advantages for themselves. Now this has been revealed in the U.S. Health Care Insurance business. It's been revealed --- after months and months of discussion (and previous years of efforts) that this business has an exemption from laws about price fixing and other business collusions.! Dang! It took us this long to find out! It's been like this for all our lifetime! (most of us). They make the biggest bucks --- they make the greatest profit of any USA business -- and they have and keep this exemption to fair play rules that would require fair play competition! We need to restore f
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POPSThe Predator Insurance Company The breathless tone of statements like the one below seem to suggest it is news that insurance companies want to make money. The reason we would rely on insurance companies whose business model is to "target coverage on the healthy and delay payments to the sick" is that the people buying insurance have the opposite incentives and we think that both parties in a free market will set the price at the most efficient level, the level that reflects the actual scarcity value of the goods and services being traded. It is like saying why let the prices of shares be set by stock brokers since they just want buy low and sell high? Because the people selling them have the opposite incentives and we think the price that results from their exchange will best reflect the underlying values of the goods involved.
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POPSCBO: Medical Liability Reform--Saving $54 Billion in 10 Years!
“It’s a sad reality that our doctors do a delicate balancing act of choosing what’s best for patients while also trying to deflect frivolous lawsuits. It has created an unwinnable cycle of unnecessary tests and procedures and costs which are spiraling up and out of control. The time to set our healthcare system right again is now and these CBO findings show that we literally can’t afford not to take action.” The tort reforms identified by CBO as contributing to these significant savings include: * A cap of $250,000 on awards for noneconomic damages; * A cap on awards for punitive damages of $500,000 or two times the award for economic damages, whichever is greater; * Modification of the “collateral source” rule to allow evidence of income from such sources as health and life insurance, workers’ compensation, and automobile insurance to be introduced at trials or to require that such income be subtracted from awards decided by juries;