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POPS Senate To Scale Back Health Plan Meanwhile, George Will is applying Occam’s Razor: To dissect today’s health care debate, the crux of which concerns a “public option,” use the mind’s equivalent of a surgeon’s scalpel, Occam’s razor, a principle of intellectual parsimony: In solving a puzzle, start with the simplest explanatory theory. The puzzle is: Why does the president, who says that were America “starting from scratch” he would favor a “single-payer” " government-run " system, insist that health care reform include a government insurance plan that competes with private insurers? The simplest answer is that such a plan will lead to a single-payer system. Conservatives say that a government program will have the intended consequence of crowding private insurers out of the market, encouraging employers to stop providing coverage and luring employees from private insurance to the cheaper government option.