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Banner Life Insurance Company Policy Changes

Banner Life Insurance Company made a few changes to their policies rates bands and yearly policy fee. 

The Annual Policy Fee is a charge most Life Insurance Carriers charge for administrative cost’s to the policy on a yearly basis.  Banner Life recently changed theirs upward but it still is in line with other major life carriers.

For all term products the $50  policy fee will increase to $60.

Premium Bands
Two new premium rate bands have been added to the term products for face amounts $50,000 to $99,999 and $2 million and above. The five term premium bands are as follows:

  • $50,000-$99,999
  • $100,000-$249,999
  • $250,000-$999,999
  • $1,000,000-$1,999,999
  • $2 million & over
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