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POPSGenius: Mortgage Program Will Spend $3,000,000 per Loan Repair 
Three million mortgages are believed to be eligible for HAMP with 500,000 in a trial phase. The trial was supposed to last three months, but it has since been stretched to five months . The Doctor believes that many of these "repaired" loans will simply re-default. Why? For one reason, the underwriting (courtesy of TurboTax Tim) for the program uses "stated income", not verified income. These are the very same "liar's loans" that helped trigger the mortgage meltdown! Examining the chart, of the 50,130 trial modifications entered into in May, only 1,711 (or only 3%) resulted in a permanent modification! As The Huffington Post reported a few days ago, the low number of permanent modifications is still appallingly low ("HAMP will come nowhere close to keeping up with foreclosures"). Among the reasons for the low conversion rate: failure to make timely payments (doh!), failure to assemble necessary documentation (like income verification), and other . . .
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POPSInvisible hand in invisible matter. Dark matter might not exist. Dr Famaey added, "If we account for our observations with a modified law of gravity, it makes perfect sense to replace the effective action of hypothetical dark matter with a force closely related to the distribution of visible matter." The implications of the new research could change some of the most widely held scientific theories about the history and expansion of the universe. Lead researcher Dr. Gianfranco Gentile at the University of Ghent concludes, "Understanding this puzzling conspiracy is probably the key to unlock the formation of galaxies and their structures." What about NASA's direct proof on dark matter's existance? Broken study? This is actually makes sense, but so far is a little hard to accept. Does anyone have any ideas about this?
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POPSCBO: Medical Liability Reform--Saving $54 Billion in 10 Years! “It’s a sad reality that our doctors do a delicate balancing act of choosing what’s best for patients while also trying to deflect frivolous lawsuits. It has created an unwinnable cycle of unnecessary tests and procedures and costs which are spiraling up and out of control. The time to set our healthcare system right again is now and these CBO findings show that we literally can’t afford not to take action.” The tort reforms identified by CBO as contributing to these significant savings include: * A cap of $250,000 on awards for noneconomic damages; * A cap on awards for punitive damages of $500,000 or two times the award for economic damages, whichever is greater; * Modification of the “collateral source” rule to allow evidence of income from such sources as health and life insurance, workers’ compensation, and automobile insurance to be introduced at trials or to require that such income be subtracted from awards decided by juries;
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POPSCalifornian Condors In Peril
This is so like what is happening here, though, our wildlife is not quite as endangered as the condors. What magnificent and majestic creatures, what a pity to lose them!!! :-( So Tejon Ranch Company developed an elaborate smokescreen and called it “Tejon Preserve.” And, in order to keep the “incidental take” issue quiet while they concocted their “Habitat Conservation Plan”, TRC filed a protective order with its own lawsuit. Then, last month, in a clever PR move, TRC announced the lifting of the protective order. Tejon Ranch Company is asking the U.S. Fish and Wildlife Service (FWS) and the Department of Justice to support its efforts to have a U.S. District Court vacate a Protective Order issued to maintain the confidential nature of settlement negotiations between the Tejon Ranch and the FWS over a federal lawsuit filed by the Ranch in 1997. As a result of the settlement, for the past ten years Tejon Ranch has been working with FWS toward completion of an H
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POPSU.S. Accuses Pakistan of Altering Missiles 
American military and intelligence officials say they suspect that Pakistan has modified the Harpoon antiship missiles that the United States sold the country in the 1980s, a move that would be a violation of the Arms Control Export Act. Pakistan has denied the charge, saying it developed the missile itself. The United States has also accused Pakistan of modifying American-made P-3C aircraft for land-attack missions, another violation of United States law that the Obama administration has protested. Whatever their origin, the missiles would be a significant new entry into Pakistan’s arsenal against India. They would enable Pakistan’s small navy to strike targets on land, complementing the sizable land-based missile arsenal that Pakistan has developed. That, in turn, would be likely to spur another round of an arms race with India that the United States has been trying, unsuccessfully, to halt. “The focus of our concern is that this is a potential unauthorized modification of a marit
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POPSUnder Bush, or Obama, the results will be the same 1. If you are unemployed, or lost a substantial part of your income, or being screwed on credit cards, you won't get a modification. 2. If your home has lost too much in value as compared to debt, you won't get a modification. 3. Even if you get it, your odds of defaulting are still better than 50% in most cases. 4. Calling it something else, while doing the exact same thing that has failed twice already, would only work in fairyland. Apparently, we are in fairy land
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POPSReady To Be Part of One of The Biggest Scientific Experiments Ever? With any research a behavioral researchers are. And propaganda promoting." " look -- troubled political with this debate -- and by the -- that it it was passed by party line vote all of the Democrats voted for all the Republicans voted against it. -- you can't tell when they're being facetious or not. You have some people there making arguments about -- we have to tell our children. -- and run out -- turn the lights on and off. But you know we -- them all retort was. You don't treat the American people like children children shouldn't have a -- whites and make independent decisions but adults in this country don't deserve to be. Sent to a psychiatrist and they disagree with some little -- liberal guru." " Okay thank you very much congressman you keep up the good fight now." To View Behavioral Modification Video Link http://www.foxnews.com/search-results/m/25555601/behavioral-science.htm
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POPSVictim of a consumer Rip-off? Want justice? Unlike the Better Business Bureau, Ripoff Report does not hide reports of "satisfied" complaints. ALL complaints remain public and unedited in order to create a working history on the company or individual in question.
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POPSOde to the sacred cow: California's Prop. 13 More: challenges to the laws validity have been struck down by the State Supreme Court and politicians caught even breathing Prop 13 revision have been hounded out of office, or threatened with it. The lobby surrounding the Prop 13 movement has a vice grip on the state legislature. So any thought of revision or modification is ignored. But on June 9, 1978 the news was pretty much like it is now. Only now we have 31 years of failure to look at. And we're left scratching our heads.
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POPSDon’t Talk About The Weather This was really interesting documentary about the chemtrail phenomenon. (It's in 27 parts (!!!), so if the playlist doesn't run on it's own, go to the source) The German Army has admitted to conducting experiments, dispersing material into the atmosphere, so I don't think it's all pure "conspiracy theory". Now WHY they would do that, is another question. Some say it's for HAARP weapons systems, some say it's for weather modification, due to global warming. Whatever the reason, the trails DO look odd in my opinion. http://www.youtube.com/watch?v=FiUMfsR28SM
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POPSTransportation Sec: 'Coerce People Out of Their Cars' As if we didn't already know this!!! Our freedoms are being eroded so quickly (while we are busy with life) that it's amazing. I think that many just can't believe their ears and think they heard wrongly. Washington is herding us like the dependent sheep we are becoming.
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POPSToothpick Bridges This will help if you are making a bridge out of toothpicks, these 2 bridges hold A LOT of weight. Recommended by teachers, students, and parents.
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