click for video. The other risk is that your account could be closed all together, as what happened to a million Advanta customers http://money.cnn.com/2009/05/18/news/cards.advanta.fortune/index.htm?postversion=2009051813
While taxpayers forgo their holiday bonuses and face threat of unemployment, pinching pennies for necessities, the richest of the richest enjoy the spoils of luxury. No recession for them.