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POPSLower costs with more administration I have owned, ran and worked for a number of small, and a couple large, businesses in my career. I can honestly think of NO instance where hiring thousands of people, especially unionized, paid-for-life government workers, could lower costs for anyone. Even at 1900+ pages, it doesn't cover HALF the uninsured. This is success? Wake up people before 20% of your wages are stolen for shoddy "care."