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POPSThe ATM in the Church Lobby Can someone come up with a "priceless" commercial for this? Salvation on Sunday - $100 Hookers and drugs on Monday thru Saturday - 1,000 Not being responsible for the bill after the Rapture - Priceless
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POPSDon't Miss A Credit Card Payment I had this happen to me and had to transfer a balance to get a new rate. (My automated payment didn't post) Make sure you do a hands-on approach instead of automated payments and be sure to never miss a payment!
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POPSCongress' Facts Of Pride I am ashamed of the silent majority of the United Stated for sticking the heads in the sand. If the sand heads do not wake up we are all going to be socialist. It is time for 'Power To The People' Revolution time!
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POPSHow to Be Frugal About EVERYTHING I love this site. Been using it for years. Lots of great tips. You name it, you can find a way to cheap it out on this site. These types of sites are the backbone of eco-living.
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POPSBeautiful Fractals Some of these, I think, would make great stained-glass windows. Word count prohibits crediting all the artists - follow link for info
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POPSHouse Of Cards "Signing up a new credit card customer: $58. Buying off Congress: $8.5 million. Keeping Americans in hock for life: priceless."
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POPSFannie/Freddie Trouble Seen 9 Yrs Ago
In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to help them make more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans. ''Fannie Mae has expanded home ownership for millions of families in the 1990's by reducing down payment requirements,'' said Franklin D. Raines, Fannie Mae's chairman and chief executive officer. ''Yet there remain too many borrowers whose credit is just a notch below what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market.'' Demographic information on these borrowers is sketchy. But at least one study indicates that 18 percent of the loans in the subprime market went to black
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POPSThree Reasons Cash is King Most of of us out of practical reality are divided between both camps "cash only" and "wise use of credit". I believe both have merits.Using cash causes us to think twice before making many of our purchases,buying only those things we truly want, since we,ve paused to consider before opening our wallets.Habits of our personal lifestyle can be lucrative if you know how to utilize changes.
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POPSFactCheck: Who's really responsible for crisis? "Screwing up takes a great deal of cooperation." D's blame R's and R's blame D's - but those accusations (and I have made them, too, sorry to say) are far too simplistic to help us fix the problem. Here's a list of contributors to the perfect storm.
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