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POPS"Prime" Ain't What It Used To Be Those nice prime borrowers are getting hit hard. Delinquencies were up 50% last month, and yet the after-shock of the U.S.'s rising unemployment rate has yet to really kick in...
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POPSHousing Problem Was TOO MANY Regulators Former Fed Governor Susan Schmidt Bies takes some blame for our current housing woes. What does she point to as problematic? Not lack of regulation, but TOO MANY regulators. Note to Obama: the answer isn't more regulators, but accountable ones.
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POPSHousing Tax Credit Instead Fan & Fred pass some cheap money to home buyers, but the majority of it goes to banks. Why is the U.S. government subsidizing lenders? Instead, pass along the savings directly to homeowners.
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POPSSan Francisco Swings Right? Voters came out in favor of a massive housing development plan, and against the initiative that aimed at making the new housing units more "fair". Is San Francisco trending right?
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POPSLoophole Bonanza To "rescue" homeowners Congress is giving millions to the housing industry and green firms. All this and a deficit! Tax hikes could come next.
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POPSWhy Regulators Fail Government agencies compete for market share, for self-preservation. The result is lax oversight and lots of holes in the system. Would a mega-regulator be better?
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POPSATM is closed Eek! Home equity loans are another layer of debt that is suffering. If we see more job losses, this could get particularly ugly.
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