The auto title loan can very well be a high financial and monetary risk for consumers, especially for those that borrow more money than they actually require. One of those missed payments on an auto title loan could easily result in your car being repossessed immediately. If your car ends up being seized in some states, the lender can possibly be allowed to keep any additional funds that are generated by selling your vehicle about retail value and you could very well still be responsible for paying back the loan in full.