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Guardian Life Ins. "dumping" paying clients
katsteevns
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10-24-2009 10:00 AM
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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/2cc48336-8b81-41bb-bcdd-7705d667e1c1/EE4D2E34-35B8-4981-BDAF-105D381F34EA/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/" href="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/" style="font-size: 11px;">www.care2.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><H4 id="article_title">Greedy Insurers Reconsider Dumping the 'Dogs' after Public Outrage</H4></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><P>Suppose you are a health insurer in a state that does not allow you to discriminate against people who submit large claims. If you can’t legally dump the sick, what’s an insurer to do? Well, you can always <STRONG>dump the entire plan and everyone on it. </STRONG></P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><P>That’s what New York’s Guardian Life Insurance Company <A href="http://www.care2.com/news/member/193692282/1282293">did when things got expensive for 37 year-old Ian Pearl, who has muscular dystrophy</A>. One Guardian Life executive went so far as to call call high-cost patients such as Mr. Pearl "dogs" that the company could "get rid of." </P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><P>As Ian’s mother puts it, the insurance industry has "gone from risk management to risk elimination."</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><P>Mr. Pearl wonders "why myself and others like me, who depended on this policy, paid premiums, and did nothing wrong, are suddenly targeted as dogs because we are <A href="http://www.care2.com/greenliving/beyond-the-disabled-label.html">disabled</A>... <STRONG>disabled people are not dogs</STRONG>."</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"> enjoys <A href="http://www.care2.com/causes/health-policy/blog/time-to-strip-health-insurers-of-antitrust-exemption/">loop holes like no other industry</A>.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"> <A href="http://www.care2.com/causes/health-policy/blog/time-to-strip-health-insurers-of-antitrust-exemption/">loop holes like no other industry</A>.</blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.care2.com/causes/health-policy/blog/greedy-insurers-dumping-the-dogs/"><div align="center"><embed src="http://www.youtube.com/v/FRnM_ify3dc" height="329" width="400" wmode="opaque" quality="high" type="application/x-shockwave-flash"></embed></div></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;"> </td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/EE4D2E34-35B8-4981-BDAF-105D381F34EA/blog/" title="blog or email this clip"><img src="http://content6.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
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