<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/918e5b98-68df-46d2-8d8c-d3a1c6f2ab39/EE38EA68-7035-4B07-B02E-9AF65D3F1566/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.cue2007.org/" href="http://www.cue2007.org/" style="font-size: 11px;">www.cue2007.org</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.cue2007.org/"><DIV class="entry"> <H2><A title="Understanding your home insurance" href="http://cue2007.org/archives/2007/09/30/understanding-your-home-insurance/">Understanding your home insurance</A></H2> <P>A home is often a person’s most valuable possession, yet many homeowners have only a vague idea of what their <A href="http://homeinsuranceowner.blogspot.com">home insurance policy</A> covers.</p> <P>And too often, it is not until disaster strikes that they find their insurance coverage is inadequate. The cost of replacing a sofa, for example, is usually much higher than the Actual Cash Value of the sofa. Still other homeowners do not find out until after water has inundated their home that home insurance policies do not cover floods.</p> <P>It’s important to understand your <A href="http://homeinsuranceowner.blogspot.com">home insurance</A> policy — what it covers and doesn’t cover, what affects the rate, and how and under what circumstance itcan be cancelled or non-renewed.</p> <DIV class="sociable"> <SPAN class="sociable_tagline"> <STRONG>Bookmark this!</STRONG> <SPAN>These icons link to social bookmarking sites where readers can share and discover new web pages.</SPAN> </SPAN> <UL> <li style="margin-left:16px;padding-left: 0px;"><A title="OnlyWire" href="http://www.onlywire.com/submit?u=http:%2F%2Fcue2007.org%2Farchives%2F2007%2F09%2F30%2Funderstanding-your-home-insurance%2F&t=Understanding+your+home+insurance&tags="><IMG class="sociable-hovers" alt="OnlyWire" title="OnlyWire" src="http://cue2007.org/wp-content/plugins/sociable/images/onlywire2.png" /></A></LI> <li 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