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5 frugal tips for 50-somethings and beyond
crazedmom
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5-15-2007 8:28 PM
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frugal
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money
,
saving
,
tips
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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/3eec3619-764a-4484-979b-054dd452df33/EAF7771E-9B68-4020-A651-5C5F2A741BA1/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.bankrate.com/nltrack/news/financial_literacy/April07_saving_money_50s_a1.asp?ec_id=brmint_ns_frugal_20070515" href="http://www.bankrate.com/nltrack/news/financial_literacy/April07_saving_money_50s_a1.asp?ec_id=brmint_ns_frugal_20070515" style="font-size: 11px;">www.bankrate.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.bankrate.com/nltrack/news/financial_literacy/April07_saving_money_50s_a1.asp?ec_id=brmint_ns_frugal_20070515"><table background="undefined" bgcolor=""><tr><TD><BR /> <TABLE width="100%" cellspacing="1" cellpadding="1" border="0"><TBODY><TR><TD class="headV" colspan="2">5 frugal tips for 50-somethings and beyond</TD></TR> <TR> <TD class="byline">By <A href="http://www.bankrate.com/nltrack/ask_editors.asp">Bankrate.com</A></TD><TD valign="bottom" align="right"><TABLE width="129" height="21" cellspacing="0" cellpadding="0" border="0"><TBODY><TR><TD><A href="javascript:alert('This link contains javascript. Please visit the clip source to follow this link.');" target="_self"><IMG width="54" height="21" border="0" src="http://www.bankrate.com/images_MRA/tools/print_noBG_brown.gif" /></A></TD><TD><A href="javascript:alert('This link contains javascript. Please visit the clip source to follow this link.');" target="_self"><IMG width="75" height="21" border="0" src="http://www.bankrate.com/images_MRA/tools/email_noBG_brown.gif" /></A></TD></TR></TBODY></TABLE></TD></TR> </TBODY></TABLE> <P class="body"><B>You've reached the homestretch. Now's the time to make sure your nest egg is big enough to sustain you in retirement. Consider these suggestions for maximizing your retirement dollars.</B></p> <P class="body"><SPAN class="leadin">1. Play "catch up." </SPAN> Take advantage of the "catch-up" contribution limits allowing people over 50 contribute extra money to qualified retirement accounts.</p> <P class="body"><SPAN class="leadin">2. Ask for an age discount on your auto insurance. </SPAN> Combined with a safe driving record, you can get better rates for being an older driver. </p> <P class="body"><SPAN class="leadin">3. Consider other retirement fund possibilities. </SPAN> Look into immediate annuities for a retirement income stream. </p> <P class="body"><SPAN class="leadin">4. Take out retirement money without penalty.</SPAN> After age 59½, you can receive distributions from your 401(k), pension plan or IRA without having to pay the additional 10 percent tax.</p> <P class="body"><SPAN class="leadin">5. Claim those senior discounts. </SPAN> Remember student discounts? Now, you qualify for senior discounts. Take advantage of them, you earned it. </p> <TABLE width="100%" cellspacing="0" cellpadding="3" border="0"><TBODY><TR> <TD width="70%" nowrap="" align="right"><SPAN class="gposted">-- Posted: April 23, 2007</SPAN> </TD></TR> </TBODY></TABLE> </TD></tr></table></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;"> </td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/EAF7771E-9B68-4020-A651-5C5F2A741BA1/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
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