A law professor details the current state of the credit problem, ultimately encouraging the creation of a Financial Product Safety Commission to protect consumers from dangerous and risky financial transactions.

Regulation, she argues, contrary to popular belief, can actually "often support and advance efficient and more dynamic markets."

I think the author presents a compelling case.

What do you think?

Similarly, I wonder what the chances are of enlisting in the military and coming home with trauma, or not coming home at all. And I wonder if the military is forced to disclose them to 17-year-old prospects.