<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/db19bd4a-3685-4045-826d-c80087972311/E4575225-6A6A-4CB0-95F5-545CB24F4578/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html" href="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html" style="font-size: 11px;">www.kiplinger.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV id="story_category">SAVING</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_mtitle">Brokered CDs: Simple and Safe</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_subtext"> Use them for a hassle-free, one-stop shop for great rates.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_mtitle">Brokered CDs: Simple and Safe</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV id="story_category">SAVING</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_subtext"> Use them for a hassle-free, one-stop shop for great rates.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_byline">By <A href="http://www.kiplinger.com/about/staff/jgoldwasser.html">Joan Goldwasser</A>, Senior Reporter</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><DIV class="story_datestamp">From <I>Kiplinger's Personal Finance</I> magazine, April 2009</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><P>Like so many investors today, Mark Koscinski of Branchburg, N.J., wanted a hassle-free, insured place to park his cash. A nine-month ladder of certificates of deposit that his adviser assembled "was someplace safe, given the way the economy is going," he says. "And it offered a better yield than a Treasury bill."</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.kiplinger.com/magazine/archives/2009/04/brokered_cds.html"><P>You can create your own CD ladder, sans broker, but it takes time and patience. You must search for the best rates, fill out multiple applications, and keep track of the balances and maturity dates. When your adviser or broker purchases CDs through a single custodian, the data is consolidated on a single monthly statement; transferring funds takes only a phone call.</P></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/E4575225-6A6A-4CB0-95F5-545CB24F4578/blog/" title="blog or email this clip"><img src="http://content6.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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