11. We have an immensely powerful lobby and laws are passed to protect us.

Oh wait - I thought this was about oil companies!

have been including mandatory arbitration agreements in their contracts for many of their products, including auto loans, checking accounts, home-equity loans and credit cards. Such agreements prohibit you from suing and instead require you to use an arbitrator -- someone picked by the arbitration firm named in your credit card contract to hear the dispute and decide the outcome.

Same process is in the Clipmarks EULA (bottom of the page).

Don't see anyone complaining though, because they didn't even bother to read the EULA. They were written by lawyers to benefit them, not you.

And these days, they also won't tell you that they are closing on Friday........for good!

Reminds me of this.