In my opinion, Kiva is amongst the most amazing services to ever leverage the power of the internet in ways that are potentially world changing in a positive way.

Yep, this is a great thing. World changing. Or, it will be when the internet is not dominated by unemployed, leftists, who have no money to lend, and want to get everything free. However, I really do not foresee a time when the creators and producers will exist on the internet in a community sort of way.