I can feel for the people in this story who were charged large fees for overdrafts of their accounts - but I can only feel so much.

To me, this problem is mainly due to people trying to pass responsibility for themselves and their actions onto someone else.

If you know you're close to being out of money in your account, you should be paying more attention to your balance - you should actually be doing this anyway. If you paid more attention, you'd know how much you had to spend, and wouldn't spend more than that. It's that simple people.

Now I can understand the issue with banks forcing you into overdraft protection and not allowing you to opt out. It should be optional.

But as for the fees themselves - it's an individual's responsibility to understand their accounts, know what they have available to them, and only spent what they have.

Getting upset is just failing to take responsibility for your actions.