Why gift cards are bad gifts


	Why gift cards are bad gifts

EddieIsSteady

10-29-2009 3:09 PM

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tags:

gifts, consumers

3 Comments |

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10-29-2009 3:52 PM

lollipop10

Yeah, this happened to one of my kids. Needless to say we were quite angry!

10-29-2009 3:52 PM

lollipop10

10-29-2009 5:17 PM

Steve Savage

I always give cash for gifts and have never had a complaint.

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color:#66ff00;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/d633ae9c-9b6e-44db-879d-786ceea546be/8E5C5F95-2418-43BF-AF33-B6798152F326/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.msn.com/" href="http://www.msn.com/" style="font-size: 11px;">www.msn.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.msn.com/">Why gift cards are bad gifts</blockquote><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content7.clipmarks.com/images/clip-icon.gif" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009" href="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009" style="font-size: 11px;">articles.moneycentral.msn.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009"><DIV class="pst_tit"><H1><A href="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1340545&_blg=1,1340545">Survey: Consumers don't understand gift cards</A></H1></DIV><DIV class="pst_st"><H3>General purpose gift cards come with fees many people don't know about.</H3></DIV></blockquote><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content8.clipmarks.com/images/clip-icon.gif" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.insidesocal.com/sgvgov/giftcards.jpg" href="http://www.insidesocal.com/sgvgov/giftcards.jpg" style="font-size: 11px;">www.insidesocal.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.insidesocal.com/sgvgov/giftcards.jpg"><IMG src="http://www.insidesocal.com/sgvgov/giftcards.jpg" alt="http://www.insidesocal.com/sgvgov/giftcards.jpg" /></blockquote><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content9.clipmarks.com/images/clip-icon.gif" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009" href="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009" style="font-size: 11px;">articles.moneycentral.msn.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009"><P>A consumer survey commissioned by the Consumer Federation of America and undertaken by the Opinion Research Corp. earlier this month revealed widespread misunderstanding of general purpose gift cards, also sometimes called bank or cash <A href="http://articles.moneycentral.msn.com/SavingandDebt/FindDealsOnline/GiftCardsAreNotGifts.aspx">gift cards</A>. Most are issued by Visa, MasterCard and American Express.</P> <P> </P> <P>Only 33% of a representative sample of 1,004 adult Americans know how much these cards cost to purchase, and only 54% are aware that "six to 12 months after purchase, some of these gift cards charge a monthly fee."</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://articles.moneycentral.msn.com/SmartSpending/default.aspx?feat=1340545&GT1=33009">They usually cost $4 to $7 to purchase and sometimes are subject to monthly fees as high as $4.95 as early as six months after purchase. </blockquote><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content6.clipmarks.com/images/clip-icon.gif" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1340545&_blg=1,1340545" href="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1340545&_blg=1,1340545" style="font-size: 11px;">articles.moneycentral.msn.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1340545&_blg=1,1340545">"<A title="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1319827" href="http://articles.moneycentral.msn.com/SmartSpending/blog/page.aspx?post=1319827">Gift cards</A> will be popular gifts this holiday season," said NACAA president Elisabeth Owen, "and it is vital that consumers know the rules to get the best for their hard-earned money."</blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/8E5C5F95-2418-43BF-AF33-B6798152F326/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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