<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/0d078ea7-6d42-4a51-a34c-3636a29cf3f6/8DC97CB4-7EF2-4E42-B5AF-51D047B27C46/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/" href="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/" style="font-size: 11px;">moneytheory.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/"><DIV class="credit-cards" id="title"> <DIV class="wrap"> <DIV class="posttitle"> <H2><A title="Permanent Link to Getting out of credit card debt. My story." rel="bookmark" href="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/">Getting out of credit card debt. My story.</A></H2> <P class="post-info">Dec 22nd, 2008 by <A title="Posts by Jason" href="http://moneytheory.com/author/Jason/">Jason</A> </p> </DIV> </DIV> </DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/"><SPAN>As a person who got himself into a large amount of credit card debt at an early age, I know how overwhelming and insurmountable it can seem at first when staring down a pile of bills.<SPAN> </SPAN>Looking at the stack and wondering how you ever got to the point where you owe so much can be a harrowing experience.<SPAN> </SPAN>But coming to that realization, and knowing that you have to do something, are the first steps to becoming debt free.<SPAN> </SPAN>Here’s my story…</SPAN></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://moneytheory.com/getting-out-of-credit-card-debt-my-story/"><SPAN>I was 21-years-old when I found myself to have amassed a total cumulative credit card balance of over $17,000.<SPAN> </SPAN>I was at a different point in my life, and I have come a long ways from there for the better.<SPAN> </SPAN>Driving a car that I owned outright, I tried to rationalize my spending on credit as such:<SPAN> </SPAN>“But I don’t have a car payment.<SPAN> </SPAN>Everyone has a car payment.<SPAN> </SPAN>I can afford to use my credit cards for luxury items.”</SPAN></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/8DC97CB4-7EF2-4E42-B5AF-51D047B27C46/blog/" title="blog or email this clip"><img src="http://content8.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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