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Firm cancels health insurance after girl gets celiac disease
jklugman
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1
9-21-2009 8:32 PM
77 views
tags:
health-insurance
,
american community mutual insurance
,
corporate-malfeasance
,
healthcare
,
health-care
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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/1b615e07-2965-477a-aab2-356ba49b2c95/8D9AF452-8911-40CC-B3A7-F400D3AD6DFD/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column" href="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column" style="font-size: 11px;">www.chicagotribune.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> When 17-year-old Brianna Rice was diagnosed with <A id="HEDAI0000044" title="Coeliac Disease" href="http://www.chicagotribune.com/topic/health/diseases/coeliac-disease-HEDAI0000044.topic" class="taxInlineTagLink">celiac disease</A> in February, she had health insurance.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> She doesn't now.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> In the months that followed her diagnosis, her insurance company, American Community Mutual Insurance, combed through her medical records and ruled that her parents lied on her application last year.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> In May, American Community not only canceled her policy, but also rescinded coverage all the way back to the day it started -- Nov. 1.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> Her parents, Dale and Pat Rice of Deerfield, insist they were truthful on Brianna's application and say the insurance company is trying to back out of covering their daughter because of the February diagnosis.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.chicagotribune.com/health/chi-thu-problem-briana-rice-sep17,0,807488,full.column"><DIV> The family's situation shows just how quickly health insurance problems can lead to financial ruin. With their daughter's unpaid medical bills exceeding $20,000 and mounting, the Rices fear losing their home. Pat Rice said she cashed in some of her retirement account to pay bills.</DIV></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;"> </td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/8D9AF452-8911-40CC-B3A7-F400D3AD6DFD/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
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