中国各银行被告知收紧房贷


	中国各银行被告知收紧房贷
shifu
7-24-2008 4:32 AM
60 views
Add a Comment
Login to Comment. Not a member yet? Sign up
View the Top Clips from July 24, 2008
Embed This Clip In Your Site...
<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/edf1f0c3-98f4-472c-8ec6-44470568ec3d/7F9A03E1-835E-49DF-B512-4474A0967DA0/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE" href="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE" style="font-size: 11px;">www.ftchinese.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><table background="undefined" bgcolor=""><tr><TD class="storyTitle" id="storyTitle">中国各银行被告知收紧房贷</TD></tr></table></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><table background="undefined" bgcolor=""><tr><TD class="textGray" id="byLine">英国《金融时报》吉密欧(Jamil Anderlini)北京报道</TD></tr></table></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><table background="undefined" bgcolor=""><tr><TD class="textGray" id="dateLine">2008年7月24日 星期四</TD></tr></table></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>在美国政府出手扶持房贷巨擘房利美(Fannie Mae)和房地美(Freddie Mac)之后，中国官员和政府经济学家警告国内银行收紧其房贷发放标准。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>中国银监会主席刘明康近日敦促国有商业银行对房地产行业的风险保持清醒认识，并责令它们收紧贷款审批程序。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>随着一度繁荣的房地产行业开始放缓，中国政策圈子的其他成员也开始对国内银行的健康表示担忧。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>根据官方数据，截止6月底，中国70个最大城市的平均房价同比上升10.2%。但上海、北京和深圳等重要城市的售楼量近几个月来急剧下滑。某些分析师担心，房价将出现大幅下跌。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>“假如房地美和房利美这样资质不俗的金融机构会落入这么糟糕的境地，那么这对中国的金融机构来说意味着什么？”中国社会科学院的知名经济学家易宪容问道。“我们这里之所以尚未见到相似的问题，唯一的原因是房地产价格继续快速上涨。”</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>中国银行业的放贷标准，往往比发达国家宽松得多，部分原因是中国仍处于建立一套信用评级体系的初级阶段。“在中国任何人都能申请到按揭贷款，不管他们是谁，”易宪容告诉英国《金融时报》。“同时，市场上存在大量投机行为，在银行工作人员发放贷款方面则存在内幕交易。”</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>不过，中国的房贷违约率迄今相对较低。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>中国家庭储蓄的总量，大约为未清偿消费者债务（包括房贷）总量的5倍。中国逾一半人口为农民，他们没有实力投资房地产。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>中国正在经历一场巨大的人口结构转变。官方政策旨在到2020年吸引逾1.5亿农民到城市就业，预期该项政策将在未来数十年期间推动房地产需求。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>中国缺少投资选择，也导致投资者“炒楼”，把价格推高到超出许多居民承受能力的水平。</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><P>译者/和风</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.ftchinese.com/sc/story.jsp?id=001020779&pos=MAIN_NEWS&pa1=0&loc=HOMEPAGE"><table background="undefined" bgcolor=""><tr><TD class="BulletDGreyText">阅读本文章英文,请点击 <A target="_blank" href="http://www.ftchinese.com/sc/story_english.jsp?id=001020779&loc=story" class="BulletRedTextBold">China's banks told to tighten mortgages</A></TD></tr></table></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/7F9A03E1-835E-49DF-B512-4474A0967DA0/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
Clipmarks: Home; New Clips; Top Clips; Dashboard
Popular Topics: News; Life; Science; Technology; Entertainment
Get Started: Sign Up; Install Clipping Tool; How Clipping Works; Clip-to-Blog™; ClipSearch
Tools and Resources: FAQ; ClipWeek; Top Clippers; Top Tags; Site Map
About Clipmarks: About Us; Contact; Blog; Copyright; Privacy; EULA
Search Options

Related Clips

More clips from shifu

Today's Top Clips
