(NOTE: Cybercriminals will not give up their livelihood easily, and have been attacking the contents of these pages ever since I first launched them. Now that my Web images are hosted locally on Blogger's high-capacity servers with powerful attack mitigation, hackers are settling for the PDF files themselves. I will do my best to keep moving them around in this Cat and Mouse game, but please be patient if you are temporarily unable to download the files.)
One of my most trusted sources for consultation in freeware is Gizmo's 46 Best-ever Freeware Utilities, where you will find explanatory reviews that offer some insight to aid your decisions.

Just last year , they hacked there way into one of the Banks in my town, You know "Bank Of America" I'm glad I don't bank with them anymore.

"BofA's" quarterly earnings down 30% ?!? Wow,
that's my bank.