How to avoid foreclosure - take care not to lose your home

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	How to avoid foreclosure - take care not to lose your home

collegestudentloan

3-9-2009 8:26 PM

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foreclosure, foreclosures, home payment, mortgage payment, structuring budgets, how to avoid foreclosure, how to

collegestudentloan says:

Patchett said the best way for people to avoid foreclosure is to recognize that they're in trouble. "One of the biggest problems is the lack of communication," she said. "People have to recognize the problem and tell someone about it. If they don't have the skills to deal with the bank, we can help.

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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/378e1a66-ff6d-48f9-8ed5-a1cea44a8b21/3E112BAA-DAE5-4533-BC68-18F0C4956013/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.xomba.com/how_avoid_foreclosure_take_care_not_lose_your_home" href="http://www.xomba.com/how_avoid_foreclosure_take_care_not_lose_your_home" style="font-size: 11px;">www.xomba.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.xomba.com/how_avoid_foreclosure_take_care_not_lose_your_home"><P>UNDER CHAPTER 13 debtors agree to pay off their creditors 100 cents on the dollar. Banks will accept nothing less on mortgages. A <A href="#" class="kLink" target="undefined" id="KonaLink0"><FONT color="#660066"><SPAN class="kLink">study</SPAN></FONT><SPAN id="preLoadWrap0"><DIV id="preLoadLayer0"><IMG src="http://kona.kontera.com/javascript/lib/imgs/grey_loader.gif" /></DIV></SPAN></A> by Management Decisions Systems Inc. of Atlanta, found that 75 percent of the people who file <A href="#" class="kLink" target="undefined" id="KonaLink1"><FONT color="#660066"><SPAN class="kLink">bankruptcy</SPAN></FONT></A> could have managed to pay off their debts in full if they had been given a strict budget. Fintel said <STRONG>structuring budgets</STRONG> is a major part of what he does "Every Chapter 13 petition requires that a budget be submitted. We work with our clients to determine how much they spend on fixed operating expenses. Any budget might include a little bit for recreation. They aren't so stringent that people can't function," Fintel said.</P></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/3E112BAA-DAE5-4533-BC68-18F0C4956013/blog/" title="blog or email this clip"><img src="http://content8.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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