<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/79ebd67e-8a1a-4df1-8b4a-a3d1678aefac/3974F0CC-9F6E-42A1-AA99-D87C1D8050FA/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://scottsecor.com/credit/pages/MC_reasons.html" href="http://scottsecor.com/credit/pages/MC_reasons.html" style="font-size: 11px;">scottsecor.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://scottsecor.com/credit/pages/MC_reasons.html"><div align="center"><img src="http://content6.clipmarks.com/blog_cache/scottsecor.com/img/D8F182C4-0C1E-4678-85F4-2C333F78845B" alt="The Mechanix of Credit -- credit improvement techniques geared toward the masses." /></div></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://scottsecor.com/credit/pages/MC_reasons.html"><P class="body">Credit reports contain much useful information.  Nestled among the details are sets of diagnostic Risk Factor Reason Codes (please refer to the table below).  Reason codes (also known as "Action Codes") are somewhat of an enigma to most consumers, as well as many poorly-trained credit suppliers. Reason Codes are intended to give the credit report reviewer a rudimentary explanation of the score at the precise moment that it was pulled.  As your credit history builds, these codes will reflect changes that occur within your credit profile.  I have added emphasis for educational purposes.</P></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://scottsecor.com/credit/pages/MC_reasons.html">The three major credit reporting agencies (CRAs) all utilize credit scoring models that were independently developed by Fair, Isaac, and Company and customized for each of them.</blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;">&nbsp;</td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/3974F0CC-9F6E-42A1-AA99-D87C1D8050FA/blog/" title="blog or email this clip"><img src="http://content7.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>

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