While this is fantastic (generating Billions of $$), what can ‘crowd’ do for me, when I need them. For instance,

1. I want to know if a particular movie is watchable
2. What is the best car for my budget and needs
3. Can ‘crowd’ help me find a job ? Business ?
4. Should I learn ‘design’ or is it too late in my life.

Can I ask the ‘crowd’ for wisdom. or is it simply one way process.