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25 rules to grow rich by
sam.reckoner
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1
12-20-2007 2:52 PM
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tags:
finance
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economy
sam.reckoner
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see full article for the rest of it.
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<div style="margin: 12px 0px; font-family: arial; color: #333333; background: #ffffff; border: solid 4px #e5e5e5; width: 100%; clear: left;"><div class="CM_CTB_Content_Wrap" style="margin: 0px; padding: 0px;background-color: #ffffff;"><div style="border-bottom: solid 1px #dcdcdc; white-space: nowrap; margin-bottom: 8px; background-color: #eeeeee ;background-image: url(http://clipmarks.com/images/source-bg.gif); background-repeat: repeat-x; height: 24px; line-height: 24px; vertical-align: middle; padding-bottom: 4px; color: #666666; font-size: 10px;" ><a href="http://clipmarks.com/clip-to-blog/" title="see clips that are hot right now"><img src="http://content.clipmarks.com/blog_embed/a065469d-3000-41d1-aad0-c732c19659cf/1A44EBFB-BFE8-4C52-B4B5-ABBD62CE02D3/" alt="" width="19" height="19" border="0" style="vertical-align: middle; margin: 0px 4px; display: inline; border: none; float:none;" /></a>clipped from <a title="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html" href="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html" style="font-size: 11px;">www.everythingfinanceblog.com</a></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>For return on investment, the best home renovation is to upgrade an old bathroom. Kitchens come in second.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>It's worth refinancing your mortgage when you can cut your interest rate by at least one point.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>Spend no more than 2 1/2 times your income on a home. For a down payment, it's best to come up with at least 20%</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>Your total housing payments should not exceed 28% of your gross income. Total debt payments should come in under 36%</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>Never hire a roofer, driveway paver or chimney sweep who is going door to door.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>All else being equal, <SPAN>the best place to invest is a 401(k). Once you've earned the full company match, </SPAN>max out a Roth IRA. Still have money to invest? Put more in your 401(k) or a traditional IRA.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>To figure out what percentage of your money should be in stocks, subtract your age from 120.</DIV></blockquote><div style="height: 2px; font-size: 2px; background: #dcdcdc; border-bottom: solid 1px #f5f5f5; margin: 2px 4px;"></div><blockquote style="text-align: left; padding: 0px 8px; margin: 4px 0px 8px 0px; background: transparent; border: none;" cite="http://www.everythingfinanceblog.com/2007/04/25-rules-to-grow-rich-by.html"><DIV>Invest no more than 10% of your portfolio in your company stock - or any single company's stock, for that matter.</DIV></blockquote></div><div style="margin: 0px 6px 6px 4px;"><table style="font-size: 11px;border-spacing: 0px;padding: 0px;" cellpadding="0" cellspacing="0" width="100%"><tr><td style="background:transparent;border-width:0px;padding:0px;"> </td><td align="right" style="background:transparent;border-width:0px;padding:0px;width:107px" width="107"><a href="http://clipmarks.com/share/1A44EBFB-BFE8-4C52-B4B5-ABBD62CE02D3/blog/" title="blog or email this clip"><img src="http://content9.clipmarks.com/images/c2b-foot.png" border="0" alt="blog it" width="107" height="17" style="border-width:0px;padding:0px;margin:0px;" /></a></td></tr></table></div></div>
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