Banks seem to be one of the "untouchable" special-interest groups. They make sure they fund the politicians, and their reward is being "rescued" or bailed out when they mess up or make a bad investment. Not so, you and I. Furthermore, have you seen your "default interest rate" on the credit cards you hold? On the slips of paper inserted with your bill, come changes in terms, in the essence rewriting their initial "contract" with all of us too busy to read the fine print. If it isn't returned with a rejection, it is considered "in force"...meaning they can charge what amounts to USUARY rates of 32% and no one is hollering in Congress, for their campaigns depend on these bankers! Maybe it is t...

Banks seem to be one of the "untouchable" special-interest groups. They make sure they fund the politicians, and their reward is being "rescued" or bailed out when they mess up or make a bad investment. Not so, you and I. Furthermore, have you seen your "default interest rate" on the credit cards you hold? On the slips of paper inserted with your bill, come changes in terms, in the essence rewriting their initial "contract" with all of us too busy to read the fine print. If it isn't returned with a rejection, it is considered "in force"...meaning they can charge what amounts to USUARY rates of 32% and no one is hollering in Congress, for their campaigns depend on these bankers! Maybe it is time the bloggers and voters start raising the issue, over and over again! Taxes aren't the only thing killing this country's middle class workers! Bank fees and debt are also! Cut up your credit cards, all but one with lowest rate; always pay on time, and in full each month. Debt-free is the ONLY way to survive a recession!