A Financial Advisor provides advice for your financial needs. These trained financial planners use their knowledge of investments, tax laws, and insurance to recommend financial options that will fit your needs. They will help you to identify and plan ways that you can meet your short- and long-term financial and investment goals. For example, a financial advisor may help you with your retirement and estate planning, funding the college education of your children, and other general investment and stock market choices. Many also provide tax advice or sell life insurance. Although most planners offer advice on a wide range of topics, some specialize in areas such as retirement and estate planning or risk management.Many people find that the prefer a more personal approach to understanding their investments and retirement plans.They look for a financial advisor who will meet with them personally for a consultation, or who is willing to speak to them on the phone at times. At your initial